Latest Issue

View a pdf version of the of Mortgage Solutions or use the list below to view any of the articles online

Features

Reading the runes

Anthony Ruane looks at the changing face of the mortgage market

Protect and perfect

Kevin Paterson explains how to get your clients the right buildings and contents insurance

Market Watch

Housebuilder Redrow has said that although demand for houses is increasing, a chronic shortage of mortgage availability and a lack of lending stops people from accessing the market. Are more houses needed to allow people access to the market? What will be the effect on the market, if supply fails to match demand?

News

Broker backlash as banks try to lure mortgage applicants

Brokers have supported AMI’s view that banks must not attempt to sway their customers to consider their own mortgages, when applicants have opted for a homeloan with another lender.

Spicerhaart unveils online estate agency

Estate agency group Spicerhaart has unveiled a new online estate agency called iSold, with Tesco playing a key part in the launch.

Bank rate held steady at 0.5%

The Bank of England has voted to hold the base rate at 0.5% for the twelfth month in a row.

Halifax: momentum slowing down

The latest statistics from Halifax have added weight to the view that the house price recovery may be losing impetus.

FSA mulls splitting banks’ activities

The FSA has said it is considering the separation of UK banks into deposit taking and trading subsidiaries in order to avoid a repeat of the economic crisis.

UK recovery faster than rest of Europe

The Royal Institution of Chartered Surveyors (RICS) has revealed that the UK housing market is improving at a faster rate than most European countries.

Broker jailed for mortgage fraud

Kent-based mortgage broker Dele MacAulay was jailed last week at Luton Crown Court for 21 months for knowingly submitting nine fraudulent mortgage applications for himself and his family.

Forgery charges for AIB pair

Two men have been charged with offences in relation to defrauding Allied Irish Bank (AIB) and Bank of Scotland between 2003 and 2007.

Tory win ‘will not affect housing market’

Savills Private Finance (SPF) has revealed that over half (53%) of its clients believe that a Conservative Government in power would have no effect on house prices and mortgage availability.